| Written by Administrator, on 27-10-2007 00:00 |
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If you have property that has been destroyed or damaged by the fires, here is a suggested process to start the rebuilding of your new home.
First, contact your insurance company to review your policy. Have an appointment with a claims adjuster once the full extent of damage is known. A list of popular insurance agents are at the following phone numbers:
AllState Insurance:
(800) 54-STORM
Auto Club:
(800) 67-CLAIM
Farmers Insurance:
(800) 435-7764
Fireman's Fund Insurance Company:
(866) 456-3108
Geico:
(800) 841-3000
GMAC Insurance:
(800) 468-3466
Libery Mutual:
(800) 2-CLAIMS
Mercury Insurance:
(888) 313-6372
Safeco:
(800) 332-3226
State Farm:
(800) SF-CLAIM
Travelers:
(800) CLAIM-33
Wawanesa:
(800) 57-CLAIM
Second, put together a detailed list of all contents and features of home. If you have photos of these items, find them, it will be helpful.
Third, have patience. Insurance companies prioritize claims depending on severity. If your home has suffered minor damage, it will probably take more time to complete your needs.
Fourth, conduct temperory repairs to your property and save your receipts.
Fifth, choose a contractor. Beward wary of contractors and use only licensed or bonded ones and check references. To verify a contractor's license and for more contractor information, go to www.cslb.ca.gov.
Sixth, if you have a morgage, your bank's name may be included on the settlement check. Be sure to contact lenders about mortgage relief programs.
And lastly, as of Thursday, October 25, FEMA announced that San Diego residents who sustained losses in the fires could apply for assistance with the Federal Emergency Management Agency. To apply for FEMA Assistance please contact the Federal Emergency Management Agency by calling (800) 621-FEMA or online at www.fema.gov.
The above info courtesy of CBS News 8, www.cbs8.com/misc/fires_oct_07/insurance.html.
Last update: 27-10-2007 16:01
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